Home
About
Services
Retirement Planning
Investment Planning
Tax Planning
Estate Planning
Process
Fees
Learn
See if we are a fit
Home
About
Services
Retirement Planning
Investment Planning
Tax Planning
Estate Planning
Process
Fees
Learn
See if we are a fit

Ontario Retirees Hire Us When They Are Done Guessing About
Taxes In Retirement.

We help individuals with $250K+ in investable assets combine investment management with tax-efficient withdrawal strategies.

See If We Are A Fit

How We Help You Retire With Confidence?

Comprehensive wealth management designed specifically for Ontario retirees

Tax-Efficient Withdrawal Strategy

Minimize taxes by strategically withdrawing from RRSP, TFSA, and non-registered accounts. We create a customized plan that reduces your tax bill .

Legacy & Estate Planning

Maximize the wealth you pass to beneficiaries or charities. We coordinate with your accountant and lawyer to ensure your estate plan is tax-efficient and aligns with your wishes.

Risk Management & Insurance

Protect your wealth from unexpected healthcare costs, long-term care needs, and market volatility. We review your insurance coverage to identify gaps.

Professional Investment Management

Needs-appropriate portfolio management that balances growth and income. We handle the day-to-day management so you can focus on enjoying retirement.

Retirement Income Planning

Know exactly how much you can spend in retirement. We create sustainable withdrawal plans that last throughout your lifetime, adjusted for inflation and market conditions.

Ongoing Monitoring & Adjustments

Regular portfolio reviews and strategy adjustments as tax laws, markets, and your life circumstances change. We're your partner throughout retirement.

Our Wealth Strategy Process

Our structured approach ensures a clear path to achieving your financial goals. Each step is designed to provide clarity, confidence, and control over your wealth journey.

01

See if we are a fit

Complete the "Appointment Request Form"

02

Discovery Meeting

We start by understanding you—your goals, concerns, current situation, and vision for the future. This is a conversation, not a sales pitch. We listen and ask questions, and determine if we can add value to what you are already doing.

03

Onboarding Call

We setup the required investment accounts and start the transfer process. It usually takes 3-5 weeks before the funds are received by us.

04

Comprehensive Analysis

We analyze every aspect of your financial life—investments, taxes, retirement projections, estate plan, insurance coverage, and more. We identify opportunities, gaps, and risks that need attention.

05

Strategy Presentation

We present a comprehensive plan with clear recommendations. You'll see exactly what we propose, why we're proposing it, and what impact it will have on your financial future. Everything is explained in plain language.

06

Implementation

Once you're comfortable with the plan, we handle implementation. We coordinate with lawyers, accountants, and other professionals as needed to ensure everything is executed properly.

07

Ongoing Partnership

Your life changes, markets shift, and laws evolve. We meet regularly to review your plan, make adjustments, and ensure you stay on track. We're with you for the long haul.

Get Your Personalized Retirement Roadmap

We'll analyze your current situation, project your retirement income, and show you exactly what steps to take to retire with confidence. Walk away with clear answers to your biggest retirement questions and a detailed action plan.

See if we are a fit

Our Investment Partners

Our Insurance Partners

Contact Us

🤙🏻     416-371-5501
💬     416-371-5501
📧     mark.li@dfsin.ca
Markham
Suite 101- 65 Allstate Pkwy, Markham, ON L3R 9X1
Toronto
25 York St, 14th floor, Toronto, ON M5J 2V5
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