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Retirement Planning
Investment Planning
Tax Planning
Estate Planning
Process
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Learn
See if we are a fit
Home
About
Services
Retirement Planning
Investment Planning
Tax Planning
Estate Planning
Process
Fees
Learn
See if we are a fit

Ontario Professionals Age 55+ with $250K+ In Investments

Stop Overpaying in Taxes.
Never Outlive Your Money.
Retire With Confidence.

Discover the Integrated Wealth GPS™ — Ontario's most comprehensive retirement income system, saving professionals $150,000–300,000+ in lifetime taxes.

See If You Qualify
How it works

⚠️ Limited Availability:  Due to capacity constraints, we are currently accepting only a small number of new Ontario clients this quarter. Complete the form to check availability.

How We Help You Retire With Confidence

Comprehensive wealth management designed specifically for Ontario retirees

Tax-Efficient Withdrawal Strategy

Minimize taxes by strategically withdrawing from RRSP, TFSA, and non-registered accounts. 

Legacy & Estate Planning

Maximize the wealth you pass to your beneficiaries.

Risk Management & Insurance

Protect your wealth from unexpected healthcare costs, long-term care needs, and market volatility. We review your insurance coverage to identify gaps.

Professional Investment Management

Needs-appropriate portfolio management that balances growth and income. 

Retirement Income Planning

Know exactly how much you can spend in retirement. 

Ongoing Monitoring & Adjustments

Regular portfolio reviews and strategy adjustments as tax laws, markets, and your life circumstances change. We're your partner throughout retirement.

The Integrated Wealth GPS™

A Proven 4-Step System

01

Comprehensive Wealth GPS Review

We map your complete financial picture; every RRSP, TFSA, non-registered account, pension, income source, estate goal, and insurance exposure. This isn't about selling products; it's about understanding your unique situation completely.

02

Tax Optimization Blueprint

We build your personalized tax strategy: a year-by-year RRSP/RRIF conversion plan, optimal CPP/OAS timing, income splitting with your spouse, and tax-efficient withdrawal sequencing across all account types.

03

Sustainable Income Framework

We design your retirement income system applying bucket strategies, dynamic withdrawal rates, guaranteed income layers where appropriate, and investment allocation optimized for tax efficiency and longevity.

04

Ongoing Management & Optimization

Quarterly portfolio reviews, annual tax planning updates, proactive market adjustments, estate coordination with your lawyer and accountant, and 24/7 advisor access. Your plan evolves as your life does.

What Happens After You Apply

Simple. Clear. No Obligation.

01

Fill Out The 'Appointment Request" Form

Takes less than 60 seconds. We use it to confirm you're a good fit before booking time together.

02

Our Team Will Review Your Situation

Our team looks over your application and confirms whether we can genuinely help you.

03

30 minute- Introduction Call With a Specialist

Discussion about your current retirement situation, see if we are a fit and provide next steps.

Our Investment Partners

Our Insurance Partners

Contact Us

🤙🏻     416-371-5501
💬     416-371-5501
📧     mark.li@dfsin.ca
Markham
Suite 101- 65 Allstate Pkwy, Markham, ON L3R 9X1
Toronto
25 York St, 14th floor, Toronto, ON M5J 2V5
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