Minimize taxes by strategically withdrawing from RRSP, TFSA, and non-registered accounts. We create a customized plan that reduces your tax bill .
Maximize the wealth you pass to beneficiaries or charities. We coordinate with your accountant and lawyer to ensure your estate plan is tax-efficient and aligns with your wishes.
Protect your wealth from unexpected healthcare costs, long-term care needs, and market volatility. We review your insurance coverage to identify gaps.
Needs-appropriate portfolio management that balances growth and income. We handle the day-to-day management so you can focus on enjoying retirement.
Know exactly how much you can spend in retirement. We create sustainable withdrawal plans that last throughout your lifetime, adjusted for inflation and market conditions.
Regular portfolio reviews and strategy adjustments as tax laws, markets, and your life circumstances change. We're your partner throughout retirement.
✅ You're retiring in the next 2 years or recently retired with $250,000+ in investable assets (RRSP, TFSA, non-registered accounts).
✅ You want a tax-efficient withdrawal strategy that minimizes what you pay to the CRA throughout retirement.
✅ You'd like a professional to manage your investments so you can focus on enjoying retirement, not watching markets.
✅ You want to maximize the legacy you pass to beneficiaries or your favourite charity.
❌ You prefer to manage your own investments and make all portfolio decisions yourself.
❌ You believe retirement success is only about achieving the highest returns rather than sustainable, tax-efficient income.
❌ You believe life is a straight line rather than with twists and turns.
